Peningkatan Literasi Keuangan bagi Pelaku Usaha Mikro di Wilayah Desa Banjarsari
DOI:
https://doi.org/10.63200/jependimas.v2i1.40Keywords:
Financial Literacy, Micro Business, Financial Management, Digital Financial Application, Banjarsari VillageAbstract
Micro-entrepreneurs in Banjarsari Village face constraints in financial management that impact the sustainability of their businesses. This community service program aims to improve financial literacy by providing training and mentoring to micro-entrepreneurs. The methods used include interactive training, financial management simulations, and introduction to relevant digital financial applications. The program results showed an increase in participants' understanding of financial literacy concepts, including cash flow management, daily financial recording, and budget planning. Participants were also better able to utilise technology to support business financial management. The program succeeded in encouraging better financial practices among micro-entrepreneurs, thereby contributing to the increased sustainability and development of their businesses.
Downloads
References
Atkinson, A., & Messy, F.-A. (2012). Measuring financial literacy: Results of the OECD/International Network on Financial Education (INFE) pilot study.
Fatoki, O. (2014). The financial literacy of micro entrepreneurs in South Africa. Journal of Social Sciences, 40(2), 151–158.
Fitriadi, F., Hamid, A., Sultraeni, W., Bangki, R., & Amalia, R. R. (2024). Pkm Membangun Kesadaran Pentingnya Buku Kas Untuk Usaha Kuliner Kecil Dan Menengah Di Kota Kendari. Community Development Journal: Jurnal Pengabdian Masyarakat, 5(2), 2770–2778.
Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. American Economic Journal: Journal of Economic Literature, 52(1), 5–44.
Nurdiansyah, R., Sulaeman, S., & Nurodin, I. (2024). Implementasi Sistem Informasi Akuntansi Dalam Pengelolaan Keuangan Pada Pelaku Usaha Mikro Kecil Menengah (UMKM):(Studi Kasus pada pelaku Usaha Mikro Kecil dan Menengah di Kecamatan Surade Kabupaten Sukabumi). AKUNTANSI 45, 5(2), 470–478.
Rohyati, R., Rokhmah, F. P. N., Syazeedah, H. N. U., Fitriyaningrum, R. I., Ramadhan, G., & Syahwildan, M. (2024). Tantangan Dan Peluang Pasar Modal Indonesia Dalam Meningkatkan Minat Investasi Di Era Digital. Kompeten: Jurnal Ilmiah Ekonomi Dan Bisnis, 3(1), 909–918.
Sanistasya, P. A., Rahardjo, K., & Iqbal, M. (2019). Pengaruh literasi keuangan dan inklusi keuangan terhadap kinerja usaha kecil di Kalimantan Timur. Jurnal Economia, 15(1), 48–59.
Tambunan, T. (2012). Usaha Mikro Kecil dan Menengah di Indonesia: isu-isu penting. Lp3es.
Utami, T., Purnomo, B., Estiana, R., Padilah, H., Harto, B., Judijanto, L., Munizu, M., Adrian, A., Ratnaningrum, L. P. R. A., & Nurrohman, R. (2024). UMKM DIGITAL: Teori dan Implementasi UMKM pada Era Society 5.0. PT. Sonpedia Publishing Indonesia.
Wahyudiono, A. (2024). Transformasi Digital Manajemen Keuangan Umkm Melalui Workshop Penerapan Aplikasi Labamu Dan Pencatatan Keuangan Yang Efisien. Paramacitra Jurnal Pengabdian Masyarakat, 2(01), 156–168.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Hendra Dwi Prasetyo*, Fitri Komariyah, Amin Sadiqin, Moh. Wahib
This work is licensed under a Creative Commons Attribution 4.0 International License.
The use of the article will be governed by the Creative Commons Attribution license as currently displayed on Creative Commons Attribution 4.0 International License. (CC BY 4.0). This license permits anyone to copy and redistribute this material in any form or format, compose, modify, and make derivatives of this material for any purpose, including commercial purposes, as long as they credit the author for the original work.
